Sumit Agarwal

Sumit Agarwal is Low Tuck Kwong Distinguished Professor of Finance at the Business School and a Professor of Economics and Real Estate at the National University of Singapore (NUS).

He is the Managing Director of Sustainable and Green Finance Institute at NUS and the President of Asian Bureau of Finance and Economic Research. In the past, Agarwal has held positions such as Professor of Finance at the Business School, Georgetown University. He was also a senior financial economist in the research department at the Federal Reserve Bank of Chicago. Prior to joining the Chicago Fed, Agarwal was Senior Vice President and Credit Risk Management Executive in the Small Business Risk Solutions Group of Bank of America.

Sumit Agarwal’s research interests include issues relating to household sustainability, financial institutions, household finance, behavioural finance, and real estate markets. He has published over one hundred and twenty five research articles in top-tier economics and finance journals among others. Agarwal has also received numerous awards over his academic career for his research. His work on the impacts of financial technologies such as digital payments on household finance won a 2021 Literati Award.

Additionally, Sumit Agarwal has co-written four books titled “Introduction to Household Financial Management“, “Household Finance: A Functional Approach“, “Kiasunomics“, and “Kiasunomics2“. He has also co-edited two collected volumes titled “Impact of COVID-19 on Asian Economies and Policy Responses“, and “Household Credit Usage: Personal Debt and Mortgages“. Agarwal writes regular op-ed’s in the Straits Times and is featured on various media outlets like the BBC, CNBC, and Fox on issues relating to finance, banking, and real estate markets.

Agarwal’s research is widely cited in leading newspapers and magazines like the Wall Street Journal, The New York Times, The Economist, and the US Presidents Report to Congress. He also runs a Podcast on household financial decision making called Kiasunomics.